A planned gift is arranged by you legally during your lifetime. The principal benefits accrue to The Salvation Army at a later time, after your death or the death of your last named beneficiary. Planned gifts take many forms, providing additional income for you and/or your heirs, reducing income and estate taxes, relieving you and your heirs of complicated financial management responsibilities and helping to fulfill your personal, humanitarian and charitable objectives.

Planned gifts can be made in cash, real estate, stocks, bonds, personal property or life insurance. If you would like more information on Planned Giving, please contact Steven Francis, Senior Personal Philanthropy Advisor. 



Steve Francis, J.D., LL.M., Ph.D., CAP, is a senior member of The Salvation Army WMNI Personal Philanthropy Planning Department. He has nearly eight years of estate planning and wealth management experience working with individuals, families and professionals throughout Northern Michigan. He is available for free consultation with professionals and financial supporters of The Salvation Army who are interested in realizing their dreams of making the world a better place by maximizing the effective stewardship of financial resources. He can be contacted at [email protected] or 231.735.4081.